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Thank you a lot for sharing this. Now I’m studying the topic of AI and consumers with financial restrictions and these insights are incredibly valuable. Furthermore, there are many possible reflections on consumer behavior that can arise also from a more psychological point of view. Looking forward to reading the associated papers. Finally, I’m not surprised by the interest in OpenAI in this research, possibly looking for ideas and evidence regarding the AI future employment in low-income groups.

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Next time you drive by Gila or Salt River Indian Reservations in Phoenix, look out the window and what you see is UBI. While there's a lot of baggage along with Native Americans one of the bigger challenges is they mostly all have UBI and they just survive.

The studies you list also reflect the same tenuous results in dozens of others from multiple different countries. It's not an outlier to have limited to no results, it's the common theme. It sounds good and I was an advocate about 10 years ago until I couldn't find any evidence that it helps at all.

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I still wonder if we're not framing the questions right here, but I also think that there are subtleties in implementation that matter -- not so much in terms of strings attached, but in terms of matching mechanisms to needs and opportunities.

It is a complex and contentions area though and highlights the challenges of matching good intentions with effective mechanisms.

If you'd asked me 10 years ago if I thought UBI was a good idea I'd of probably said no - not based on data, but on assumptions of human behavior

These days I'be seen too many lives where there's been the equivalent of a band gap between where someone's at and where they could be -- and where something similar to UBI could in principle provide the bridge.

But, as this and other studies show, it's complex.

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